Private Health Insurance & Medibank Member's Choice Advantage

Private health insurance & Medibank dentist in Gisborne

At Gisborne Family Dental, we welcome all major private health insurers, not just Medibank. Our clinic is HICAPS-equipped for instant claiming, making it easy to access the dental benefits you’re entitled to through your extras cover.

We’re proud to be a Medibank Members’ Choice Advantage dentist, and also a trusted provider for NIB, HCF and CBHS. Whether you’re here for a regular check-up or more involved care, our team is here to help you get the most from your health fund.

What is Medibank Members’ Choice Advantage?

Medibank’s Members’ Choice Advantage program gives eligible members added value and flexibility at selected dental clinics.

At our practice, this may include:

100% back on up to two dental check-ups per year (subject to your policy)
No-gap services like x-rays, fluoride and scale and cleans
Instant claiming through HICAPS

Just bring your Medibank card to your appointment and we’ll process your claim on the spot.

Why choose a Medibank dentist?

Choosing a Medibank dentist helps reduce out-of-pocket costs while ensuring predictable, quality care from a preferred provider. Many of our patients benefit from no-gap preventive services, simplified claims, and stronger long-term value.

We’ll also guide you through your policy cover so you understand exactly what’s included, with no surprises.

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What services can you claim?

Our services for Medibank and other health fund members include:

General check-ups and cleaning
X-rays and fluoride treatments
Fillings, extractions, and mouthguards
Emergency dental care and restorative treatments
Cosmetic procedures and family dental care

We’ll confirm what’s covered under your policy and recommend options that match your eligibility and goals.

Maximise your Medibank extras

If you have Medibank extras, check your usage and annual limits before they reset. You can log into your Medibank app or member portal to view available rebates.

Booking dental visits, mouthguards or cleans before your cover renews helps you maximise your value.

Ready to come in for a visit? Book a consultation with us today

Medibank Live Better Rewards

Through Medibank’s Live Better program, eligible members can earn points for healthy habits, including dental visits. These points can be redeemed for fitness rewards, gift cards and more.

Other health funds & instant claims

We’re a health fund-friendly clinic that accepts all major private health insurers, including HCF, NIB, CBHS, Australian Unity and more.

With on-site HICAPS claiming, your rebate can be processed instantly at your appointment.

We also offer flexible payment plan options such as Afterpay and Zip, so you can spread out treatment costs without delaying care.

Medicare children’s dentist: bulk billed care for eligible families

If you’re looking for a Medicare children’s dentist in Gisborne, our team proudly supports the Child Dental Benefits Schedule (CDBS). This government initiative provides up to $1,000 over two years for eligible children aged 2–17.

We bulk bill all eligible dental services under the scheme, including check-ups, cleans, x-rays, fillings and more, so there’s no out-of-pocket cost for covered treatments.

Eligibility for CDBS is based on Medicare’s criteria and usually linked to your family’s access to certain government payments. You can check your child’s status through the Medicare website, or ask our team for help when booking.

FAQs

What’s the difference between Members’ Choice and Members’ Choice Advantage?

Members’ Choice Advantage clinics offer additional benefits, like 100% back on dental check-ups and other no-gap services depending on your cover.

How can I find a Medibank dentist near me?

We’re a Medibank Members’ Choice Advantage provider, conveniently located in Gisborne next to Coles.

What dental services are covered by Medibank?

Coverage depends on your extras policy. Most include preventive services like check-ups, cleans and x-rays, while others may include rebates for major treatments.

How do I earn and use Live Better points?

Log in to your Medibank account to view how dental visits contribute toward your rewards. Points can be redeemed for a range of health-related rewards and gift cards.

Do you accept private health insurance other than Medibank?

Yes. We accept all major health funds. Even if your insurer isn’t listed, you can still claim on the spot using our HICAPS terminal, just bring your health fund card to your appointment.